Built for independent adjusters and regional carriers to automate coverage decisions, damage assessment, and fraud detection — in one workflow.
The average claim takes 25 to 38 days to close. Each step — policy review, image assessment, fraud check — is done by hand, in separate systems, by adjuster experience alone.
The workforce is retiring. Mid-market agencies have no AI tool built for them. Enterprise solutions like Tractable and Lemonade serve large UK carriers only.
iLow walks adjusters through the full review pipeline — from intake to recommended action — in under a minute.
Drop in a policy PDF, paste a claim summary, upload damage photos, or fill in claim details. iLow accepts everything adjusters already work with — no system change required.
iLow AI cross-checks policy language, damage images, and claim data simultaneously — reading coverage clauses, classifying damage severity, and flagging fraud signals in a single pass.
Receive a coverage determination with direct policy citations, a damage report with cost tiers, a fraud risk score, and a recommended action — all in one structured, auditable output.
Purpose-built for independent adjusters and regional agencies — not enterprise carriers with dedicated AI teams.
Upload any policy PDF alongside a claim summary. iLow reads both and returns a structured coverage determination with direct citations to policy language — instantly.
Upload damage photos and receive a structured assessment: damage type, severity rating, affected materials by cost tier, estimated repair scope, and anomaly flags — in seconds.
Instantly detect fraud signals across claims, policies, and claimant history. iLow scores risk 0–100 and flags specific indicators with severity ratings and investigation notes.
Results in under 15 seconds. Every output is structured, explainable, and auditable — ready to attach to a claim file or hand to a supervisor. Works with your existing workflow — no system change required.
The full pipeline — policy match, damage assessment, and fraud screen — on a single claim. Click Analyze to run it live.
"We don't replace adjusters —
we make them 3× faster
and more consistent."
The US mid-market — regional agencies, independent adjusters, smaller carriers — has been left behind by AI tools built for enterprises. iLow changes that. We start with the three hardest daily tasks and build toward a full claims intelligence platform.
We'll walk you through a live demo tailored to your agency's claim types and volume.
Limited pilot programs available for select agencies